Luzerne and Lackawanna Education Opportunity (LLEO) Program
![aerial view of students through campus](https://www.kings.edu/images/800x460-heroes/lleo-program-hero.webp)
The LLEO Program is a new King's College financial aid initiative for local, first-time students that makes a King's College education affordable for a family with an income less than $50,000 per year. Any student who qualifies for the program will have the remainder of their tuition and fees paid on their behalf after financial aid is applied, which is determined by submitting a Free Application for Federal Student Aid (FAFSA).
How LLEO Works
Most students who qualify for this program for all four years of their undergraduate attendance at King's College will qualify for federal and state financial aid. After this financial aid is applied, students should only need to borrow the Federal Direct Subsidized loan each year to cover remaining costs. Remember, if you're choosing to live on campus, additional money is needed for room and board and indirect costs for items like books, transportation, and food.
For example, a first-time student attending King's College for four years, commuting to campus, should only need to borrow the following amount each year to participate in the LLEO Program.
Federal Direct Subsidized Loan | Annual Maximum Amount to Borrow* |
---|---|
Year 1 |
$3,500 |
Year 2 |
$4,500 |
Year 3 |
$5,500 |
Year 4 |
$5,500 |
Total Money Borrowed for College |
$19,000 |
This commuter student will still need to pay for or borrow additional funds for indirect costs like gas, food, and books.
If a student is awarded additional scholarships or funding, they may be in a position to borrow less. Please be sure to refer to your specific Financial Aid Offer letter and contact the Office of Financial Aid with any questions.
*These amounts are subject to change every July 1 by the federal government.
Learn More About LLEO
Who is eligible for LLEO?
Students are eligible to enter the LLEO Program if they:
- Attended and graduated from a high school in Luzerne or Lackawanna County
- or live in a neighboring county but attend a Luzerne or Lackawanna County high school
- or are homeschooled or attend cyber school but live in a neighborhood zoned to a Luzerne or Lackawanna County high school
- Have been accepted to King's College by May 1 as a first-time, full-time student
- Have filed their FAFSA before May 1
- Have total parent income of $50,000 or less as reported on the FAFSA
This is a pilot program and does not apply to transfer students or current students. Please note, first-time non-traditional or independent students, such as those with their GED, may have different qualification requirements. Please contact the Office of Financial Aid to learn more.
What do I do if I'm interested in applying for the program?
How do I know if I'm accepted into the program?
Why am I required to submit a FAFSA?
What exactly does the LLEO Program cover?
What Is NOT covered?
As the LLEO Program is only meant to cover remaining tuition and fee costs after financial aid, it does not cover costs for room and board or indirect costs like books and transportation. If a family declines the Federal Direct Subsidized loan, the LLEO program will not cover remaining costs, and a balance may appear on your bill for the amount these funds would have covered.
Is this offer renewable?
Can I stay in the program if there's a break in my enrollment status?
Do I need to repay the funding the LLEO Program provides?
Why should I take the Direct Subsidized Loan?
How do I stay in the program?
What if I'm a newer resident of Pennsylvania?
Student must meet the Pennsylvania State Grant domicile requirements to qualify for the LLEO Program. To meet this, applicants must have been a resident in the Commonwealth of Pennsylvania for 12 consecutive months immediately preceding the date they file their FAFSA. Learn more about this requirement through PHEAA.